A. We work with you and specialist mortgage brokers to help you tidy up your current situation. We will help you see how and when you can clear up your credit history and the likely date by which home ownership will be a reality.
Common Questions – Buying a Home
Q. How do I qualify when my credit history is bad?
Q. I have heard I can speed up getting my mortgage approved by working on the house. How does this work?
A. By making improvements (such as painting, decking etc) you definitely increase the value of your home. We have already agreed your purchase price so a new valuation based on your work will show you (and the bank!) how much your work has increased the value of your home. This can definitely speed up getting your mortgage as the value increase forms your deposit- You don’t need it in cash!
Q. How can I buy a home without a bank mortgage?
A. With our system you lease the home today and buy it over time. Nobody else can buy it and a part of your payments contribute to reducing the final price you pay. You improve your credit while living in your home and buy it outright when you are ready
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