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	<title>Helping Home Owners</title>
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	<link>http://www.helpinghomeowners.co.nz</link>
	<description>Innovative Homebuying Solutions</description>
	<lastBuildDate>Thu, 29 Sep 2011 13:24:11 +0000</lastBuildDate>
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		<title>Free Money!</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/free-money-get-into-a-house/free-money-2/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/free-money-get-into-a-house/free-money-2/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 14:34:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Free Money Buyer]]></category>

		<guid isPermaLink="false">http://localhost/KrisHarris/wordpress/?p=197</guid>
		<description><![CDATA[Absolutely true. We love getting referrals, whether its for a great house you have spotted that’s for sale or a perfect client for our Rent-to-Buy programme, we always reward our loyal supporters. $500! For (almost) nothing! If you tell us about a house (that we do not have a current interest in) and we end [...]]]></description>
			<content:encoded><![CDATA[<p class="style11">Absolutely true. We love getting referrals, whether its for a great house you have spotted that’s for sale or a perfect client for our Rent-to-Buy programme, we always reward our loyal supporters.</p>
<p class="style12">$500! For (almost) nothing!</p>
<p class="style11">If you tell us about a house (that we do not have a current interest in) and we end up doing a deal on it we pay you $500 cash for being kind and astute enough to tip us off. It’s that easy.</p>
<p class="style11">Similarly, if you refer us an ideal client who enters into one of our home ownership programmes, we pay you $500 cash for that too!</p>
<p class="style12">Find us the house and the client and you make $1000!!!</p>
<p class="style11">It has to be some of the easiest money ever, Just  CONTACT US form to get in touch.</p>
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		<item>
		<title>Free Money!</title>
		<link>http://www.helpinghomeowners.co.nz/get-out-of-a-house/free-money-get-out-of-a-house/free-money/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-out-of-a-house/free-money-get-out-of-a-house/free-money/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 14:32:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Free Money Seller]]></category>

		<guid isPermaLink="false">http://localhost/KrisHarris/wordpress/?p=195</guid>
		<description><![CDATA[Absolutely true. We love getting referrals, whether its for a great house you have spotted that’s for sale or a perfect client for our Rent-to-Buy programme, we always reward our loyal supporters. $500! For (almost) nothing! If you tell us about a house (that we do not have a current interest in) and we end [...]]]></description>
			<content:encoded><![CDATA[<p class="style11">Absolutely true. We love getting referrals, whether its for a great house you have spotted that’s for sale or a perfect client for our Rent-to-Buy programme, we always reward our loyal supporters.</p>
<p class="style13">$500! For (almost) nothing!</p>
<p class="style11">If you tell us about a house (that we do not have a current interest in) and we end up doing a deal on it we pay you $500 cash for being kind and astute enough to tip us off. It’s that easy.</p>
<p class="style11">Similarly, if you refer us an ideal client who enters into one of our home ownership programmes, we pay you $500 cash for that too!</p>
<p class="style13">Find us the house and the client and you make $1000!!!</p>
<p class="style11">It has to be some of the easiest money ever, Just  CONTACT US form to get in touch.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More about us</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/who-get-into-a-house/more-about-us/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/who-get-into-a-house/more-about-us/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 14:06:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Who?]]></category>

		<guid isPermaLink="false">http://localhost/KrisHarris/wordpress/?p=193</guid>
		<description><![CDATA[Jonathan &#38; Annaliese Leonard are Helping Homeowners Ltd and live in Devonport, Auckland with our three young children. We met through working in the travel industry in London and through service industry careers have learned that integrity and service are paramount to business success. Helping Home Owners Ltd is run as professional business with the [...]]]></description>
			<content:encoded><![CDATA[<p class="style11">Jonathan &amp; Annaliese Leonard are Helping Homeowners Ltd and live in Devonport, Auckland with our three young children. We met through working in the travel industry in London and through service industry careers have learned that integrity and service are paramount to business success.</p>
<p class="style11"><a href="http://www.bitartisan.com/demo/helpinghomeowners/wp-content/uploads/2010/09/Who1.jpg"><img class="alignleft size-medium wp-image-242" title="Jonno" src="http://www.bitartisan.com/demo/helpinghomeowners/wp-content/uploads/2010/09/Who1-225x300.jpg" alt="" width="183" height="244" /></a></p>
<p class="style11">Helping Home Owners Ltd is run as professional business with the objective of helping people own their own home, a dream we ourselves achieved through taking action, good timing and a degree of good fortune.</p>
<p class="style11">With consultant backgrounds it will come as no surprise that our process is highly consultative and that we invest a great deal of time in understanding the needs of our clients. If we cannot meet these needs we part as friends. If we can we focus on achieving win/ win outcomes for everyone involved. Isn’t that what life is all about?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Contact Form – all fields required</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/contact-get-into-a-house/contact-form-%e2%80%93-all-fields-required/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/contact-get-into-a-house/contact-form-%e2%80%93-all-fields-required/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 12:53:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Contact]]></category>

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		<description><![CDATA[Phone: 09 446 3106 021 548 344 (For Jonno) Name(required) Email(valid email required) Subject(required) Please enter this code: Message(required) &#160; cforms contact form by delicious:days]]></description>
			<content:encoded><![CDATA[<p><strong>Phone: 09 446 3106</strong><br />
<strong>021 548 344 (For Jonno)</strong></p>

		<div id="usermessagea" class="cf_info "></div>
		<form enctype="multipart/form-data" action="/feed/#usermessagea" method="post" class="cform helping-home-owners-contact-us " id="cformsform">
		<ol class="cf-ol">
			<li id="li--1" class=""><label for="cf_field_1"><span>Name</span></label><input type="text" name="cf_field_1" id="cf_field_1" class="single fldrequired" value=""/><span class="reqtxt">(required)</span></li>
			<li id="li--2" class=""><label for="cf_field_2"><span>Email</span></label><input type="text" name="cf_field_2" id="cf_field_2" class="single fldemail fldrequired" value=""/><span class="emailreqtxt">(valid email required)</span></li>
			<li id="li--3" class=""><label for="cf_field_3"><span>Subject</span></label><input type="text" name="cf_field_3" id="cf_field_3" class="single fldrequired" value=""/><span class="reqtxt">(required)</span></li>
			<li id="li--4" class=""><label for="cforms_captcha" class="seccap"><span>Please enter this code:</span></label><input type="text" name="cforms_captcha" id="cforms_captcha" class="secinput" value=""/><img id="cf_captcha_img" class="captcha" src="http://www.helpinghomeowners.co.nz/wp-content/plugins/cforms/cforms-captcha.php?ts=&amp;c1=4&amp;c2=5&amp;ac=abcdefghijkmnpqrstuvwxyz23456789&amp;i=i&amp;w=115&amp;h=25&amp;c=000066&amp;l=000066&amp;f=font4.ttf&amp;a1=-12&amp;a2=12&amp;f1=17&amp;f2=19&amp;b=1.gif" alt=""/><a title="reset captcha image" href="javascript:reset_captcha('')"><img class="captcha-reset" src="http://www.helpinghomeowners.co.nz/wp-content/plugins/cforms/images/spacer.gif" alt="Captcha"/></a></li>
			<li id="li--5" class=""><label for="cf_field_5"><span>Message</span></label><textarea cols="30" rows="8" name="cf_field_5" id="cf_field_5" class="area fldrequired"></textarea><span class="reqtxt">(required)</span></li>
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		<fieldset class="cf_hidden">
			<legend>&nbsp;</legend>
			<input type="hidden" name="cf_working" id="cf_working" value="One%20moment%20please..."/>
			<input type="hidden" name="cf_failure" id="cf_failure" value="Please%20fill%20in%20all%20the%20required%20fields."/>
			<input type="hidden" name="cf_codeerr" id="cf_codeerr" value="Please%20double-check%20your%20verification%20code."/>
			<input type="hidden" name="cf_customerr" id="cf_customerr" value="yyy"/>
			<input type="hidden" name="cf_popup" id="cf_popup" value="nn"/>
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		<p class="cf-sb"><input type="submit" name="sendbutton" id="sendbutton" class="sendbutton" value="Submit"/></p></form><p class="linklove" id="ll"><a href="http://www.deliciousdays.com/cforms-plugin"><em>cforms</em> contact form by delicious:days</a></p>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>This is a Confidential questionnaire</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/apply-get-into-a-house/this-is-a-confidential-questionnaire-all-information-will-be-treated-as-strictly-confident-and-will-not-be-disclosed-to-any-third-party/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/apply-get-into-a-house/this-is-a-confidential-questionnaire-all-information-will-be-treated-as-strictly-confident-and-will-not-be-disclosed-to-any-third-party/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 12:52:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Apply]]></category>

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		<description><![CDATA[All information will be treated as strictly confident and will not be disclosed to any third party Your Name(required) Your Email Address(valid email required) Phone Number(required) Your Situation(required) What is the ideal location How many bedrooms?(required) What section size do you need? What price range are you looking in? How much deposit can you raise? [...]]]></description>
			<content:encoded><![CDATA[<p>All information will be treated as strictly confident and will not be disclosed to any third party</p>

		<div id="usermessage2a" class="cf_info "></div>
		<form enctype="multipart/form-data" action="/feed/#usermessage2a" method="post" class="cform home-buyer-apply " id="cforms2form">
		<ol class="cf-ol">
			<li id="li-2-1" class=""><label for="cf2_field_1"><span>Your Name</span></label><input type="text" name="cf2_field_1" id="cf2_field_1" class="single fldrequired" value="" onfocus="clearField(this)" onblur="setField(this)"/><span class="reqtxt">(required)</span></li>
			<li id="li-2-2" class=""><label for="cf2_field_2"><span>Your Email Address</span></label><input type="text" name="cf2_field_2" id="cf2_field_2" class="single fldemail fldrequired" value=""/><span class="emailreqtxt">(valid email required)</span></li>
			<li id="li-2-3" class=""><label for="cf2_field_3"><span>Phone Number</span></label><input type="text" name="cf2_field_3" id="cf2_field_3" class="single fldrequired" value=""/><span class="reqtxt">(required)</span></li>
			<li id="li-2-4" class=""><label for="cf2_field_4"><span>Your Situation</span></label><textarea cols="30" rows="8" name="cf2_field_4" id="cf2_field_4" class="area fldrequired"></textarea><span class="reqtxt">(required)</span></li>
			<li id="li-2-5" class=""><label for="cf2_field_5"><span>What is the ideal location</span></label><input type="text" name="cf2_field_5" id="cf2_field_5" class="single" value=""/></li>
			<li id="li-2-6" class=""><label for="cf2_field_6"><span>How many bedrooms?</span></label><input type="text" name="cf2_field_6" id="cf2_field_6" class="single fldrequired" value=""/><span class="reqtxt">(required)</span></li>
			<li id="li-2-7" class=""><label for="cf2_field_7"><span>What section size do you need?</span></label><input type="text" name="cf2_field_7" id="cf2_field_7" class="single" value=""/></li>
			<li id="li-2-8" class=""><label for="cf2_field_8"><span>What price range are you looking in?</span></label><input type="text" name="cf2_field_8" id="cf2_field_8" class="single" value=""/></li>
			<li id="li-2-9" class=""><label for="cf2_field_9"><span>How much deposit can you raise?</span></label><input type="text" name="cf2_field_9" id="cf2_field_9" class="single" value=""/></li>
			<li id="li-2-10" class=""><label for="cf2_field_10"><span>How much could you pay weekly?</span></label><input type="text" name="cf2_field_10" id="cf2_field_10" class="single" value=""/></li>
			<li id="li-2-11" class=""><label for="cf2_field_11"><span>What is your credit history like</span></label><select name="cf2_field_11" id="cf2_field_11" class="cformselect" >
				<option value="Don't Know">Don't Know</option>
				<option value="Good">Good</option>
				<option value="OK">OK</option>
				<option value="Bad">Bad</option>
			</select></li>
			<li id="li-2-12" class=""><label for="cf2_field_12"><span>What is your combined income?</span></label><input type="text" name="cf2_field_12" id="cf2_field_12" class="single" value=""/></li>
			<li id="li-2-13" class=""><label for="cforms_captcha2" class="seccap"><span>Please enter this code</span></label><input type="text" name="cforms_captcha2" id="cforms_captcha2" class="secinput" value=""/><img id="cf_captcha_img2" class="captcha" src="http://www.helpinghomeowners.co.nz/wp-content/plugins/cforms/cforms-captcha.php?ts=2&amp;c1=4&amp;c2=5&amp;ac=abcdefghijkmnpqrstuvwxyz23456789&amp;i=i&amp;w=115&amp;h=25&amp;c=000066&amp;l=000066&amp;f=font4.ttf&amp;a1=-12&amp;a2=12&amp;f1=17&amp;f2=19&amp;b=1.gif" alt=""/><a title="reset captcha image" href="javascript:reset_captcha('2')"><img class="captcha-reset" src="http://www.helpinghomeowners.co.nz/wp-content/plugins/cforms/images/spacer.gif" alt="Captcha"/></a></li>
			<li id="li-2-14" class=""><label for="cf2_field_14"><span>How did you hear about us?</span></label><input type="text" name="cf2_field_14" id="cf2_field_14" class="single fldrequired" value=""/><span class="reqtxt">(required)</span></li>
		</ol>
		<fieldset class="cf_hidden">
			<legend>&nbsp;</legend>
			<input type="hidden" name="cf_working2" id="cf_working2" value="One%20moment%20please..."/>
			<input type="hidden" name="cf_failure2" id="cf_failure2" value="Please%20fill%20in%20all%20the%20required%20fields."/>
			<input type="hidden" name="cf_codeerr2" id="cf_codeerr2" value="Please%20double-check%20your%20verification%20code."/>
			<input type="hidden" name="cf_customerr2" id="cf_customerr2" value="yyy"/>
			<input type="hidden" name="cf_popup2" id="cf_popup2" value="nn"/>
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		<p class="cf-sb"><input type="submit" name="sendbutton2" id="sendbutton2" class="sendbutton" value="Submit"/></p></form><p class="linklove" id="ll2"><a href="http://www.deliciousdays.com/cforms-plugin"><em>cforms</em> contact form by delicious:days</a></p>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Learn more</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/how-get-into-a-house/learn-more/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/how-get-into-a-house/learn-more/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 12:52:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[How]]></category>

		<guid isPermaLink="false">http://localhost/KrisHarris/wordpress/?p=185</guid>
		<description><![CDATA[Lease options are the modern way to rent–to–buy. As the name suggests, you lease (rent) the home and have the option to buy it at any time. You lock in the purchase price and you keep the value of any improvements (provided that you buy the house). Your rent provides a credit (reduction) to the [...]]]></description>
			<content:encoded><![CDATA[<p class="style6">Lease options are the modern way to rent–to–buy. As the name suggests, you lease (rent) the home and have the option to buy it at any time. You lock in the purchase price and you keep the value of any improvements (provided that you buy the house). Your rent provides a credit (reduction) to the final price that you pay for the house. It will be more than regular rent and this establishes your credits. You do need a deposit (but nothing like the 10% the bank wants!) and this counts towards your final purchase price.</p>
<p class="style6">You can treat the house as your own, while you clear up your credit history and the end goal is a bank mortgage with which you buy the house outright. We can help you clear up your credit and you must of course keep up your payments or as with any finance agreement the property can be repossessed.</p>
<p class="style6">The whole agreement is contractually binding on both parties and we insist our clients take independent legal advice from their own lawyer to ensure complete understanding.</p>
<p class="style6">Our aim is to help you get a mortgage and buy the house of your dreams from us, however, this does require a certain level of income. Please note that for people on benefit it’s practically impossible to obtain a mortgage thus making it impossible for us to help. Sorry!
                                  </p>
<p class="style12">Situations where we can help:</p>
<p class="style6">Below are some cases where we can provide assistance into home ownership now. Everyone mentioned are earning good incomes and will be in a position with the bank to get finance in a few years, probably a lot less. </p>
<p class="style6">Tracey and Henry had talked about owning their own home for sometime, they both had jobs and Henry had a good income but they just couldn’t manage to save up for a deposit. There was always something that needed paying for. Over the space of a couple of years a few of the bills went unpaid and this put blemishes on their credit history. As a result both the banks and mortgage brokers said ‘No’ to a 100% mortgage, they needed a minimum 5% deposit. <br />
	                                Helping Homeowners can assist in this type of situation.</p>
<p class="style6">Maria and Antonio moved to New Zealand last year and intend to stay here by applying for residency. They both have jobs on their working visas and money for a deposit for a house. However, banks classify them as too risky to lend money to. <br />
	                                Helping Homeowners can assist in this type of situation.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q. How do I qualify when my credit history is bad?</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/faqs-get-into-a-house/q-how-do-i-qualify-when-my-credit-history-is-bad/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/faqs-get-into-a-house/q-how-do-i-qualify-when-my-credit-history-is-bad/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 12:51:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQ's]]></category>

		<guid isPermaLink="false">http://localhost/KrisHarris/wordpress/?p=183</guid>
		<description><![CDATA[A. We work with you and specialist mortgage brokers to help you tidy up your current situation. We will help you see how and when you can clear up your credit history and the likely date by which home ownership will be a reality.]]></description>
			<content:encoded><![CDATA[<p>A. We work with you and specialist mortgage brokers to help you tidy up your current situation. We will help you see how and when you can clear up your credit history and the likely date by which home ownership will be a reality.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Q. I have heard I can speed up getting my mortgage approved by working on the house. How does this work?</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/faqs-get-into-a-house/q-i-have-heard-i-can-speed-up-getting-my-mortgage-approved-by-working-on-the-house-how-does-this-work/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/faqs-get-into-a-house/q-i-have-heard-i-can-speed-up-getting-my-mortgage-approved-by-working-on-the-house-how-does-this-work/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 12:50:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQ's]]></category>

		<guid isPermaLink="false">http://localhost/KrisHarris/wordpress/?p=181</guid>
		<description><![CDATA[A. By making improvements (such as painting, decking etc) you definitely increase the value of your home. We have already agreed your purchase price so a new valuation based on your work will show you (and the bank!) how much your work has increased the value of your home. This can definitely speed up getting [...]]]></description>
			<content:encoded><![CDATA[<p>A. By making improvements (such as painting, decking etc) you definitely increase the value of your home. We have already agreed your purchase price so a new valuation based on your work will show you (and the bank!) how much your work has increased the value of your home. This can definitely speed up getting your mortgage as the value increase forms your deposit- You don’t need it in cash!</p>
]]></content:encoded>
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		<title>Q. How can I buy a home without a bank mortgage?</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/faqs-get-into-a-house/q-how-can-i-buy-a-home-without-a-bank-mortgage/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/faqs-get-into-a-house/q-how-can-i-buy-a-home-without-a-bank-mortgage/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 12:50:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FAQ's]]></category>

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		<description><![CDATA[A. With our system you lease the home today and buy it over time. Nobody else can buy it and a part of your payments contribute to reducing the final price you pay. You improve your credit while living in your home and buy it outright when you are ready]]></description>
			<content:encoded><![CDATA[<p>A. With our system you lease the home today and buy it over time. Nobody else can buy it and a part of your payments contribute to reducing the final price you pay. You improve your credit while living in your home and buy it outright when you are ready</p>
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		<title>We specialize in helping you own your own home</title>
		<link>http://www.helpinghomeowners.co.nz/get-into-a-house/home-get-into-a-house/we-specialize-in-helping-you-own-your-own-home/</link>
		<comments>http://www.helpinghomeowners.co.nz/get-into-a-house/home-get-into-a-house/we-specialize-in-helping-you-own-your-own-home/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 12:47:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home]]></category>

		<guid isPermaLink="false">http://localhost/KrisHarris/wordpress/?p=175</guid>
		<description><![CDATA[Stop wasting rent and lose the Landlord Make money in the housing market Get your own place! Be set up for the future We can help if you: Are self employed Are previously bankrupt but with a good current income Don’t have a large deposit Have credit history blemishes Are recent immigrants and the bank [...]]]></description>
			<content:encoded><![CDATA[<ul>
<li>Stop wasting rent and lose the Landlord</li>
<li>Make money in the housing market</li>
<li>Get your own place!</li>
<li>Be set up for the future</li>
</ul>
<p class="style11"><strong>We can help if you:</strong></p>
<ul>
<li>Are self  employed</li>
<li>Are previously bankrupt but with a good current income</li>
<li>Don’t have a large deposit</li>
<li>Have credit history blemishes</li>
<li>Are recent immigrants and the bank aren’t interested</li>
<li>Plus many other situations that cause problems</li>
</ul>
<p class="style11">Helping  Homeowners is dedicated to helping you through the process of owning  your own home more easily than you thought possible.</p>
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